Compound Interest Calculator
Calculate the power of compound interest and see how your investments can grow over time. Include regular contributions, different compounding frequencies, and tax considerations.
Investment Parameters
Basic Information
Additional Contributions
Growth Visualization
Click "Calculate Growth" to see your investment visualization
Investment Summary
Final Value
$0
Total Contributions
$0
Interest Earned
$0
Initial Investment: $0
Total Contributions: $0
Compound Interest: $0
Final Value: $0
After Tax: $0
Real Value (Inflation Adjusted): $0
Performance Metrics
Total Return: 0%
Annualized Return: 0%
Real Return (After Inflation): 0%
Doubling Time: 0 years
Without Compound Interest
Simple Interest Total: $0
Compound Advantage: $0
Year-by-Year Breakdown
| Year | Starting Balance | Contributions | Interest Earned | Ending Balance | Real Value |
|---|---|---|---|---|---|
| Calculate your investment to see the year-by-year breakdown | |||||
The Power of Compounding
Compound interest is "interest on interest" - your returns generate their own returns over time.
Einstein allegedly said: "Compound interest is the eighth wonder of the world."
The earlier you start investing, the more time your money has to compound and grow.
Maximizing Returns
- • Start investing as early as possible
- • Make regular contributions consistently
- • Choose investments with higher compound frequencies
- • Reinvest all dividends and interest
- • Avoid withdrawing from your investments
- • Consider tax-advantaged accounts
Important Considerations
- • Returns are not guaranteed and may vary
- • Inflation reduces purchasing power over time
- • Tax implications can significantly impact returns
- • Consider diversifying your investment portfolio
- • Higher returns typically mean higher risk
- • Consult a financial advisor for personalized advice